There will always be a time when someone gets hurt, because accidents happen. What shouldn't happen are accidents that could have been avoided. Things like slipping and falling on unmarked wet floors at a local store or getting into a truck accident because a teenager was texting behind the wheel shouldn't happen and put you at risk of injury or even death.
As someone who has suffered a personal injury or a family member dealing with the death of a loved one, it's important you know that you have the right to seek compensation. Another person's negligence resulted in your loved one's injuries, so you have every right to stand up for yourself and to request the money you need to pay for the loss you've suffered. If you need to consider funds for long-term care or other considerations, that should be paid for, too.
You can also make a claim if you've been injured at work. Consider the fact that while you may be a careful worker, not everyone else is as considerate as you are. A coworker turning on the electric when you're working on it or tripping you purposefully can land you in the hospital, and you have the right to claim for those actions. You may be entitled to workers' compensation, but you could also potentially claim against the employee or third party that caused your injury. If it was a product defect that caused your injury, then you should be able to make a claim against the manufacturer.
Our website has more information about making a claim for compensation after an injury or after the death of a loved one. You already have a lot on your mind, don't let debts be another one of your concerns.