Have you ever wondered what it is that workers' compensation benefits actually cover? We've heard the term a million times over in life but there aren't many people who actually know what it is the benefits cover. In today's post, we will take a look at what the benefits cover so you know how to use them in the event that you are injured or sickened while on the job in New Hampshire.
For the most part, the payments you receive via workers' compensation will be quite modest. You shouldn't expect to see payments that will have you living the high life while out of work rehabilitating your injury. Some of the things that payments from workers' compensation will cover include the following:
- Any costs necessary for being retrained upon returning to work.
- Medical care received for the illness or injury suffered on the job.
- Money for any injuries deemed to be permanent.
- Replacement income.
- If killed on the job, benefits for the victim's surviving family members.
What you don't see on this list is compensation for the pain and suffering associated with being injured or sickened on the job. When a worker accepts workers' compensation benefits, he or she waives their right to file a lawsuit against his or her employer for the incident. That's a big decision to make and only should be done with the help of an attorney.
Did you suffer an injury while on the job in Portsmouth? Your situation should be handled with care and as soon as possible. You don't want to sit on the issue and let the statute of limitations expire. An experienced workers' compensation attorney today can provide the guidance you need.