Workers in dangerous jobs and industries are often facing the risk of injury on site. The state's promise of workers' compensation in the case of trauma or illness caused by work conditions keeps spirits up when times get tough. But some employers are trying to get around their responsibilities.
Workers' compensation coverage is a requirement for employees in New Hampshire in the case they have to cope with an injury or illness. But it can be a confusing expense for many business owners in the Granite State. Before anyone cuts corners or labors under incorrect ideas about the insurance, managers should review the prerequisites set by the state.
A storage unit may fall onto people nearby it on a warehouse floor. A conveyor belt may jam in a loading dock. There are many ways that a worker may be hurt or disabled on the job, but they all have one thing in common. They all cause pain, and they all lead victims to seriously consider pain relief.
The process for claiming workers' compensation benefits can be long, difficult and demoralizing. If a person is trying to recover from a workplace injury or work-caused illness, the loss of income can be paralyzing without benefits. Some employees have even been pushed to lie under oath or make false statements on application forms.
If you live in New Hampshire, you're more likely to be or know a commercial driver, logger, fisherman or construction worker than if you lived in many other states. Since these are some of the most dangerous professions in the country, people in the Granite State are also more likely to be or know someone who has relied on workers' compensation to recover from an injury on the job.
Workers' compensation has been a guarantee to ease the minds of employees, especially in dangerous jobs, for more than a century. New Hampshire's citizens have learned to expect fair coverage of work-related health problems, and employers enjoy lower costs and insurance rates for workers' compensation than recent history. But the system is not perfect and some workers must fight for their rights.
Workers' compensation has become a sacred trust for thousands of workers who sacrifice their health for a job well-done. From an early start as laws guaranteeing workers' rights to sue employers, the federal and state requirements for workers' compensation are nearly automatic in the case of a serious injury on the worksite.
From logging to fishing, New Hampshire residents fulfill some of the country's most dangerous jobs. It is rare that competent workers with dedicated managers are injured on the job, but employers must be ready to help anyone who has suffered due to difficult working conditions.
You can be the perfect worker and still get hurt on the job because someone else makes a mistake. In some occupations, you essentially put your life in your co-workers' hands. Even in office jobs and other "low risk" positions, you count on people around you to be safe.
The Occupational Safety and Health Administration (OSHA) regularly finds that ladders lead to a high number of workplace injuries for construction workers. Though they are necessary equipment for the job, they increase fall risks, and falls are always the main way that workers are both hurt and killed in this occupation.