The process for claiming workers' compensation benefits can be long, difficult and demoralizing. If a person is trying to recover from a workplace injury or work-caused illness, the loss of income can be paralyzing without benefits. Some employees have even been pushed to lie under oath or make false statements on application forms.
If you live in New Hampshire, you're more likely to be or know a commercial driver, logger, fisherman or construction worker than if you lived in many other states. Since these are some of the most dangerous professions in the country, people in the Granite State are also more likely to be or know someone who has relied on workers' compensation to recover from an injury on the job.
Workers' compensation has been a guarantee to ease the minds of employees, especially in dangerous jobs, for more than a century. New Hampshire's citizens have learned to expect fair coverage of work-related health problems, and employers enjoy lower costs and insurance rates for workers' compensation than recent history. But the system is not perfect and some workers must fight for their rights.
Workers' compensation has become a sacred trust for thousands of workers who sacrifice their health for a job well-done. From an early start as laws guaranteeing workers' rights to sue employers, the federal and state requirements for workers' compensation are nearly automatic in the case of a serious injury on the worksite.
From logging to fishing, New Hampshire residents fulfill some of the country's most dangerous jobs. It is rare that competent workers with dedicated managers are injured on the job, but employers must be ready to help anyone who has suffered due to difficult working conditions.
You can be the perfect worker and still get hurt on the job because someone else makes a mistake. In some occupations, you essentially put your life in your co-workers' hands. Even in office jobs and other "low risk" positions, you count on people around you to be safe.
The Occupational Safety and Health Administration (OSHA) regularly finds that ladders lead to a high number of workplace injuries for construction workers. Though they are necessary equipment for the job, they increase fall risks, and falls are always the main way that workers are both hurt and killed in this occupation.
Have you ever wondered what it is that workers' compensation benefits actually cover? We've heard the term a million times over in life but there aren't many people who actually know what it is the benefits cover. In today's post, we will take a look at what the benefits cover so you know how to use them in the event that you are injured or sickened while on the job in New Hampshire.
When it comes to suffering an injury at work, employees have quite a bit of responsibility if they want to file a successful claim. Just know that access to workers' compensation benefits is never guaranteed. You likely won't receive benefits if you were injured at work while intoxicated, on drugs, while committing a crime or while breaking a company policy. So, what are the employee responsibilities when it comes to a claim?
When you leave for work in the morning, you likely aren't thinking about what you have to do should you be involved in an accident on the job. This is especially true if you work in an office setting or profession where your job is not considered dangerous. Even though you might not work a dangerous job, you can still be involved in a workplace accident.