When you get hurt on the job, you may have some questions. Here are a few quick answers to some of the most commonly asked questions about workers' compensation.
Getting hurt at work is a major concern; you're meant to be kept safe, and it's your employer's responsibility to make sure you're not put in harm's way due to negligence or unsafe environments. If you are injured on the job, then you're normally going to be entitled to workers' compensation unless you're an independent contractor or fall into an uninsured category.
When you think about all the possible hazards at work, is falling one that makes you concerned for your safety? If you fall, you may have to file workers' compensation and deal with the pain and struggle of the injury. A Jan. 12 report shows that you may be right to be concerned about your safety, but there are more protections coming to back up your right to safety. Falling is one of the main causes of injuries on the job, and because of this, the Occupational Safety and Health Administration is planning to increase the fines for businesses that don't protect employees from fall hazards.
Did you know that you're limited to a certain amount of time after you suffer an injury before your claim will have no standing? A statute of limitations is a rule that restricts how long you have to make a claim for compensation after an injury. For instance, if you're hurt at work, you should file as soon as possible for workers' compensation. If you don't do it immediately, you could be at risk of losing the chance to do so.
A repetitive motion injury is one that is caused by performing the same action over and over again in repetition. For instance, imagine that you run every day for three hours a day. Your knees could suffer from the wear and tear of that same movement for many hours in a row if you're not training properly. The same kind of thing can happen when you work at a job that requires repetitive movements.
If you're an industrial worker who has been exposed to small and confined spaces, you know how important it is to know the oxygen levels as well as how much carbon dioxide is present. If there is too much CO2, you could suffocate, which could result in brain damage or death. If you're working with your attorney to make a claim for a pit hazard in the workplace, it's important to know that the Occupational Safety and Health Administration does recognize the dangers of these areas.
When someone is killed in a workplace accident, the people around the victim must be cared for by death benefits. Without these benefits, it's possible that families and dependents could suffer without the income of the person who was killed, making it harder for them to survive during an already difficult time.
As an employee, you have several rights that you need to know about. For instance, you have a right to a safe workplace, and you also have the right to make a claim for workers' compensation or insurance coverage in the case that you get hurt at work.
After you are in a work accident, getting the compensation you want and need may seem like a daunting task to take on. You could still be recovering; you may not be able to work anymore, and your new disability could be a struggle to live with. One of the things you can do following your accident is to apply for Social Security Disability if you can no longer work or work like you used to. This can be applied for on top of seeking workers' compensation, making it an additional benefit that can help you make up lost wages for now and in the future due to your disability.
No industry is completely safe from injuries, but with the right precautions, you should be relatively safe on the job. However, if something like a puddle or open electrical circuit is overlooked, these kinds of minor issues could become possible threats to your safety. In most workplaces, there are strategies in place to prevent injuries, but negligent coworkers, third parties, or damaged or defective equipment could still cause injuries to you and others while you're at work.